Learn whether health insurance covers recurrent depressive disorder in India, including waiting periods, OPD benefits, exclusions, hospitalisation, and claim rules.
Learn how health insurance covers pre-natal and post-natal expenses, maternity limits, waiting periods, delivery costs, newborn cover, and claim rules.
Learn how free health check-ups work under health insurance, which tests are covered, how to book them, eligibility rules, tax benefits, and claim-free check-up benefits.
Learn what an ex gratia payment in health insurance is, when insurers may offer it, how to apply, key limitations, and how it differs from a regular claim.
Know how pre-authorisation and initial approval work in health insurance, the documents required, approval timelines, and what happens if only part of your claim is approved.
Learn the difference between PPN and Non-PPN hospitals in health insurance, how cashless treatment works, claim settlement options, and how to find PPN hospitals.
Learn what the solvency ratio in health insurance means, how it is calculated, the IRDAI minimum requirement, and why it matters when choosing an insurer.
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