Health insurance should help you focus on recovery, not bills.
1 Crore Health Plans starting @₹18/day*.
We pay 100% of your hospital bills
From syringes to surgeries
No limit on hospital room rent
No compromises on recovery
1 Crore Health Plans starting @₹18/day*.
We pay 100% of your hospital bills
From syringes to surgeries
No limit on hospital room rent
No compromises on recovery
Do you know the benefits of Ayushman Bharat Healthcare Account (ABHA)? The aim of Ayushman Bharat Digital Mission or ABDM has been to digitalise the healthcare ecosystem in India, under which ABHA was launched. Hence ABHA is one of the key features of the Ayushman Bharat Scheme that grants you a card to let you have access to hassle-free healthcare facilities. Hence, it is among the crucial healthcare initiatives by the Indian Government, where citizens are provided with an ABHA number to avail the benefits. In this article, we will be discussing the unique ABHA number and other essential details related to it.
Quick Links
What is ABHA Number?Who is Eligible to Get an ABHA Number?Benefits of ABHA Number?ABHA Number Through the ACKO AppABHA Number Through an Official WebsiteFinal WordsFAQABHA, or Ayushman Bharat Healthcare Account, a part of the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY), allows you to digitally record your medical histories. Hence, you can have digital copies of your medical reports, prescriptions, health insurance etc.
To have access to the ABHA accounts, citizens of India are provided with a card consisting of a unique 14-digit number as their ABHA ID. This unique number of their ABHA cards is called the ABHA number, which is linked to their mobile numbers or Aadhaar cards.
Through ABH accounts, various enlisted hospitals across the country are linked, which enables doctors to access their patients' medical histories from anywhere anytime.
The Government of India has set a few eligibility criteria which include:
The Indian Government does not specify any caste category to apply for ABHA cards. Hence, individuals of all caste categories (General, SC, ST, and OBC) can opt for the same.
Opting for an ABHA heath ID has several benefits which include the following:
With an ABHA health ID, you can have access to your medical reports, prescriptions and other details related to your medical histories from anywhere anytime. You can look for registered medical practitioners near you and provide your medical documents to them without carrying any hard copies.
An ABHA number acts as a unique identity to avail necessary healthcare services. With this identity, you can have access to healthcare benefits, insurance programs, public health initiatives etc.
With an ABHA number, you can get medical treatments worth up to 5 lakhs in the enlisted state government and private hospitals. You can get benefits like 3 days pre-hospitalization and 15 days post-hospitalization costs under the same scheme.
With an ABHA number, both the beneficiaries and insured members can avail cashless facilities to access their healthcare benefits. You can have coverage for several kinds of medical treatments including various types of chemotherapy for cancer.
You can create your unique ABHA ID through the ACKO app within a few minutes, following some simple steps of ABHA ID creation, which include:
Download the ACKO app from the Play Store or App Store, if you are a new user.
Log in with the OTP received and your mobile number, then click on “Discover”.
Click on the “Create” option against the member you want to create the ABHA health card. The member list will be pre-loaded if you are an existing user. Else, you can add members and create their IDs.
Fill in the required details such as Aadhar number, contact number etc.
Create a unique username as your ABHA address.
Tap on the “Download Card” option to use it for future reference.
You can apply for an ABHA card free of cost, by following some simple steps. The steps for ABHA card application are as discussed below.
1: Visit the official website of the National Health Authority or download the ABHA app.
2: Navigate to a tab called "Create my ABHA number".
3: Select if you would proceed with your Aadhaar card or driving licence.
4: Enter details like your Aadhaar card number, etc.
5: You will receive an OTP for your mobile number verification. Enter the OTP in the required space.
6: Enter other details such as your name, gender, DOB etc.
7: Click on "Submit".
After you submit the application form, you can download your unique ABHA ID. You can further use this ID to access the information of various registered healthcare facilities in India.
Overall, now that you know the significance of an ABHA number, you must have understood how essential it is to have a health insurance plan. An ABHA card is one of the significant initiatives to accelerate the healthcare ecosystem in India. Through an ABHA number, you can have access to the data of various registered healthcare practitioners.
Frequently asked questions regarding an ABHA number are given below:
Written by
Roocha Kanade
Content Architect
Health Insurance content enthusiast who turns complex topics into easy, binge-worthy reads—fueled by SEO, creativity, and way too much chai! Loves juggling multiple projects, cracking impossible deadlines, and sprinkling humor into the mix. When not geeking out over digital trends, you'll find her lurking on Quora and Reddit, planning the next getaway, or passionately decoding all things health and insurance!
Reviewed by
Dr Nitin Kumar Gupta
SVP – Health Underwriting & Claims at Acko General Insurance
SVP – Health Underwriting & Claims at Acko General Insurance — With 20+ years of experience driving digital transformation and profitable growth, I am a seasoned Senior Insurance Executive specialising in Health, Life, Accident, and Disability insurance. Backed by an MBBS degree and advanced insurance designations (FLMI, FALU, FLHC, ACS, ARA), I bring a unique blend of medical expertise and deep insurance-domain leadership. My core strength lies in optimising underwriting and claims operations, enabling automation-led scalability for both large insurers and digital-first startups.
#36/5, Hustlehub One East, Somasandrapalya 27th Main Rd, Sector 2, HSR Layout, Bengaluru, Karnataka 560102
