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Comprehensive travel cover

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Travel Insurance for Canada

Are you planning a trip to Canada? With over 1.8 million people of Indian origin living in Canada, the country has become a popular destination for Indian students, tourists, and families. In fact, for many Indians, Canada is their second home where they have built a life for themselves. Whether you're travelling to study, visit loved ones, or explore Canada's natural beauty, purchasing travel insurance from India is essential to safeguard against unexpected medical and travel-related expenses.

Why Do I Need Travel Insurance for Canada From India?

If you are planning this trip, the following reasons make it essential to buy travel insurance Canada from India:

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Your booked airline may delay or lose your checked-in baggage while transferring it.

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You may need to cancel your flight for unforeseen reasons.

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You may need monetary compensation in case of a health emergency while travelling.

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You may end up losing travel funds, your passport, etc.

Canada travel insurance can offer the necessary financial protection in the above-mentioned and other similar situations.

Benefits of ACKO’s Canada Travel Insurance Plan

Here are some key features of travel insurance for Canada from India:

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Journey Coverage

A long journey to Canada can come with several unexpected challenges. Travel insurance for Canada from India actively protects you against risks, such as flight cancellations, passport loss, or delays in checked-in baggage.

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Baggage Coverage

Baggage can get delayed or lost during its air transfer. In these cases, travel insurance for Canada visitors ensures that the policyholders receive financial support and compensation.

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Health Coverage

Healthcare services outside India, especially in Canada, can be extremely expensive. So, with adequate medical protection under travel health insurance Canada, you stay financially secure during any medical emergency.

Why ACKO Travel Insurance for Canada?

If you’re planning a trip to Canada, here’s the key features ACKO’s travel insurance gives you and it just makes travel easier.

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Paperless Journey

You don’t have to deal with piles of documents or long waiting periods. You can buy the policy online in just a few minutes and get the policy immediately.

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No Medical Check-up

There’s no pre-medical check-up required, which is a huge relief. You don’t have to schedule tests or appointments just to get covered under travel policy.

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Affordable Premiums

Canada travel plan is  budget-friendly, so you’re not paying some huge premium just to meet travel requirements. You get solid coverage without it burning a hole in your pocket.

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Cashless Hospitalisation

If you fall sick or meet an accident in Canada, ACKO offers cashless hospitalisation, so you don’t have to scramble to arrange money during an emergency. 

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No Deductibles

There are zero out-of-pocket costs on covered claims, which means you’re not stuck paying a portion of the bill yourself.

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Quick Claim Settlement

Claims are handled smoothly. ACKO is known for quick claim settlement, so you’re not chasing the insurer for months.

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Policy Modifications

Plans are flexible. You can make easy policy modifications or even go for a policy extension if your trip gets extended.

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Customisable Coverage

You also get customisable coverage options, typically under Standard and Comfort plans. So you can pick what works for you instead of paying for things you don’t need.

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Add-ons Available

There are also add-ons available if you want extra protection like coverage for adventure sports, higher sum insured, and more.

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Around-the-Clock Support

There’s 24/7 customer support. So if something happens in a different time zone, you’re not stuck waiting for business hours back in India.

Let’s See How Travel Insurance Canada Helped Ankita During Her Trip

Ankita, a 29-year-old from Chandigarh, India, was exploring Canada alone for the first time. Unfortunately, she had an accident and needed shoulder surgery due to a bone fracture from an adventure activity. Fortunately, Ankita got the help she needed without worrying about the costs. Now, she's back on her feet, enjoying her solo trips with confidence, knowing that ACKO has her back no matter what.

‘’I was extremely worried when I had the accident and the expenses involved in my treatment. However, ACKO's travel medical insurance alleviated all my concerns. They covered everything from outpatient care to hospitalisation and all aspects of the surgery process. I now have full confidence that wherever I go, ACKO will be there to take care of unforeseen circumstances beyond my control.’’

What’s Covered Under ACKO’s Canada Travel Insurance?

When you travel to Canada, you’re not just booking flights and hotels; you’re stepping into a country where medical and emergency costs can be significantly higher than in India. That’s where ACKO’s Canada Travel Insurance steps in to protect you financially when the unexpected happens.

Here’s a breakdown of what your ACKO Canada travel insurance plan covers:

Medical Coverage

Medical expenses abroad can be overwhelming. ACKO’s travel insurance ensures that you don’t have to worry about hospital bills during your trip.

  • Emergency Hospitalisation – If you suddenly fall sick or meet with an accident in Canada, ACKO takes care of your hospital bills.
  • Daycare Treatments – Even if you don’t need overnight admission, your treatment expenses are covered.
  • Doctor Visits & OPD Care – From consultations to prescribed treatment, we help cover unexpected medical visits.
  • Emergency Medical Evacuation – If you need to be moved to a better hospital, we arrange and cover the cost.
  • Accidental Death & Disability – In case of a serious accident, your family receives financial support.
  • COVID-19 Hospitalisation – If you test positive during your trip and need hospital care, you’re covered.

Trip Coverage

Travel doesn’t always go as planned. ACKO’s policy protects you from common travel inconveniences such as:

  • Trip Cancellation – If you have to cancel your trip due to a medical emergency or a covered reason, you don’t lose your money. ACKO travel policy compensates.
  • Trip Interruption – If something unexpected forces you to cut your trip short, we help reduce your financial loss.
  • Flight Delays – ACKO compensates you for long flight delays that can keep you stuck at the airport.
  • Missed Connections – If you miss a connecting flight due to delays, we help cover the extra expenses.
  • Emergency Return Home – If a medical emergency requires you to fly back early, we support the costs.
  • Compassionate Visit – If you’re hospitalised for long, we can cover the travel cost for a loved one to be by your side.
  • Return of Minor Child – If you’re hospitalised in Canada and need the kid to be returned home safely, we arrange and cover the cost of their safe return.

Baggage & Passport Coverage

Lost luggage or documents can quickly become stressful in a foreign country. With ACKO, you’re financially protected against:

  • Baggage Delay – If your luggage doesn’t arrive on time in airport, we will compensate you for the delay caused by the airline.
  • Loss of Baggage – If your checked-in baggage is lost by the airline, we cover the financial loss.
  • Partial Loss of Items – In case there are missing items from your luggage. You’re covered.
  • Loss of Passport – If you lose your passport abroad, we help cover the cost of getting a duplicate.

Personal Liability Coverage

ACKO’s travel insurance for Canada may provide personal liability coverage (as per policy terms). This protects you from large legal expenses abroad.

  • Accidental Damage to Others – If you accidentally cause injury to someone or damage their property, we help cover legal and compensation costs.
  • Extended Stay Due to Illness – If you need to stay longer in Canada due to hospitalisation, we can help with the additional expenses.

Optional Add-Ons for Extra Protection

  • Higher Coverage Options – Upgrade your coverage for greater financial security.
  • Adventure Sports Add-On – Extend protection if you plan to explore Canada’s adventurous side.

What’s Excluded in Canada Travel Insurance Policy?

Here’s a list of situations your ACKO Canada travel insurance plan does not cover:

Travel Exclusions

  • If a valid visa is not present when you enter Canada
  • Overstaying your stay beyond the validity of your visa
  • If the sole purpose of your trip is to receive medical attention
  • Travelling when you’re not medically fit
  • If you purchase after leaving India or if your trip doesn’t end in India

Legal Exclusions

  • Loss, damage, or injury due to self-inflicted harm, suicide, etc
  • Loss, damage, or injury when you are under the influence of alcohol or some other intoxicating substance
  • ​​Loss, damage, or injury during a criminal act
  • Loss, damage, or injury during a hazardous activity

Medical Exclusions

  • Medical complications associated with pregnancy or pre-existing disease
  • If a close relative prepares the disability report used to substantiate a claim

How to Buy Travel Insurance for Canada From India?

To get travel insurance online for Canada from ACKO, follow these six steps:

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    To begin, click here or download our app from the Play Store or App Store

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    Choose from our standard plan or customise your plan

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    Give us the dates on which your trip will start and end

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    Choose the coverage you want

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    Fill in the details for you and your travel companions

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    Pay online to get your coverage right away

Why Customers Trust Our Hungary Travel Insurance Plans

Travel insurance should let you focus on the journey, not the financial risks.

That’s exactly what our customers experience : no delays, no hidden surprises, just genuine support when it matters the most.

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How Do You Claim Online Travel Insurance Canada From Acko?

Making a claim with Acko's Travel Medical Insurance is very easy. To submit a claim, simply follow these steps: 

Insurance for Cashless Medical Services

  • Please notify us of your location by emailing [email protected] or calling 022-69635374. 
  • We will immediately send you a list of cashless hospitals near you. 
  • While we take care of the hospital bill settlement, you can continue receiving treatment. 
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For Further Covers

  • Just send us an email at [email protected] or give a missed call at 022-69635374.
  • Our team will quickly review any bills or invoices you submit. 
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Things You Should Know Before Buying Travel Insurance for Your Canada Trip

Here are some of the tips to help you pick the best travel insurance for Canada from India:

  1. Look for travel insurance quotes for Canada from different insurance providers.
  2. Decide on a suitable sum insured based on your travel coverage needs.
  3. Customise a policy with coverage that aligns with your needs.
  4. Understand the process of claim settlement in advance so you don’t have to worry about complications later.

Know More About Canada Before Your Visit

The following sections will help you prepare for your visit to Canada.

 

Fast Facts About Canada for Travellers

CapitalOttawa
  
Visa Requirements for IndiansMandatory – Apply in advance
Major AirportsToronto Pearson Intl. Airport, Vancouver Intl. Airport
Best Time to VisitSeptember to November
Time ZoneGMT -4 (Ottawa, Ontario)
CurrencyCanadian Dollar (CAD)
ClimateArctic in the North, Hot & Humid in the South; 4 seasons

Travel Tip: Buy your travel insurance for Canada after booking your flights and accommodation to avoid last-minute hassles.

Things To Know Before Travelling to Canada

Here are a few facts about Canada you should know before going there for a trip:

  • Canada uses the Canadian Dollar (CAD) as its official currency. ₹1 approximately equals 0.016 CAD, so ₹63 equals 1 CAD.
  • Keep your passport, visa, and travel documents in a secure place.
  • Always carry a valid passport, a Canadian visa, identity proof, and an International Driving Permit if driving is planned.
  • Enjoy the breathtaking experiences, from the thundering beauty of Niagara Falls to the serene charm of lakes like Moraine and Louise.
  •  You can also head north to witness the surreal Northern Lights.
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Best Time to Visit Canada

Canada offers different experiences during different seasons. So, you can decide a time to visit based on your purpose. While the summertime is popular, many tourists also visit the country during winter. However, the period between September and November is when you will find the weather to be most pleasant. This is when you can catch the best picturesque views of Canada.

Things to Do in Canada

Here are some of the best things to do in Canada.

Majestic Niagara Falls

If you’re planning a trip to Canada, the epic Niagara Falls should be on your list. 

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Picturesque National Parks

Some of the popular ones include the Gros Morne National Park in Newfoundland, Jasper National Park in Alberta, etc.

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Beautiful Lakes

Get your paddles and cameras and head out to explore some of the most beautiful lakes in Canada. Lakes like Lake Louise and Moraine Lake will take your breath away with their lush views. 

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Dream Road Trips

The road connectivity in Canada across diverse terrains and coastline makes it a perfect destination to plan your road trips. Not only can you go from place to place, but also meet new people and enjoy different local cuisines along the way. 

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Surreal Northern Lights

Head to the Yukon, Churchill, or Yellowknife to experience the surreal northern lights. 

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Canada Visa for Indians

Indians planning to visit Canada must obtain a visa before travelling, as Canada does not offer a visa-on-arrival facility. The type of visa required depends on the purpose of your visit, be it tourism, business, study, or family visits.

Documents required for Canada Visa Application

While some documents are standard, others may vary based on the visa type. Here are the key documents required:

  • A valid Indian passport (minimum 6-month validity and 2 blank pages)
  • Duly filled visa application form
  • Two passport-size photos
  • Proof of financial stability (bank statements or income proof)
  • Return flight ticket copies
  • Proof of accommodation during your stay in Canada

Canada Visa Application Process

You can apply for a Canadian visa either online or offline.

Here are the steps in case of an online process:

  • Visit the official Canada immigration website
  • Select your visa type and fill out the form
  • Upload necessary documents
  • Pay the visa and biometric fees
  • Submit your application
  • Visit a Biometric Collection Centre within 30 days to provide fingerprints and photos

Alternatively, visit a nearby Visa Application Centre (VAC) to submit your application offline.

Canada Visa Category

The table below provides detailed information about the different visa types in Canada for Indians and the related fees for the same:

Visa TypeApplication FeeBiometric Fee
In CADIn INRIn CADIn INR
Study Permit150≈ 9,40985≈ 5,332
Visitor Visa (TRV) (Single or Multiple Entry)100≈ 6,27385≈ 5,332
Biometric (only, if required)--85≈ 5,332
Visitor Visa (for a family of max 5 people)500≈ 31,366170 (max)≈ 10,664
Work Permit155≈ 9,72385≈ 5,332
Super Visa (parent or grandparent of a permanent resident) (Single or Multiple Entry)100≈ 6,27385/ person≈ 5,332

Indian Embassy in Canada

In case of an emergency, you can contact the Indian Embassy in Canada. Here are the key contact details to help you when required.

PURPOSECONTACT
  
Queries related to Passport, Visa, Police Clearance, etc.+1 416 307 2237
For Visa/Passport service, serious illness or death of a close family member+1 647 668 4108

Airports in Canada

These are the major airports in Canada.

LOCATIONAIRPORT
  
VancouverVancouver International Airport
MontrealMontreal-Pierre Elliott Trudeau International Airport
TorontoToronto Pearson International Airport, Billy Bishop Toronto City Airport
EdmontonEdmonton International Airport
OttawaOttawa-Macdonald-Cartier International Airport
WinnipegWinnipeg James Armstrong Richardson International Airport
VictoriaVictoria International Airport

Tips to Buy the Best Travel Insurance for Canada from India Online

Below are some tips to help you get the best travel insurance for Canada from India online:

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Decide on a Sum Insured

Always select a sum insured that matches the possible financial loss you might face during emergencies. Choosing wisely ensures that your travel insurance in Canada offers you sufficient support.

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Customise Covers for Your Needs

Try to personalise your travel insurance to fit your travel goals. Moreover, when you customise your travel insurance for Canada from India, you pay only for what you need.

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Clarify the Claim Procedure

Speak to your insurer beforehand and clarify the claim-filing and settlement process. This will help you prevent any sudden surprises during your trip.

Frequently Asked Questions on Canada Travel Insurance

Below are some frequently asked questions on Canada travel insurance: 

Yes, you can buy international online travel insurance for Canada from India through trusted insurers like ACKO.

You can request travel insurance quotes for Canada from different insurance companies. An insurer will provide a quote based on the duration of your trip, travellers to be insured, age of the insured travellers, etc. You can compare the rates with the coverages and the limits of the policy to choose a suitable option.

Travel insurance for Canada is not mandatory to visit Canada from India. However, it is a good idea to insure your trip.

No, you cannot buy travel insurance from India to Canada if your trip has already begun.

The cost varies based on factors like age, trip length, and coverage amount.

Yes, you can purchase travel insurance after booking your trip.

Yes, trip interruption insurance covers situations where you must cut your trip short after departure, reimbursing unused portions. Trip cancellation insurance applies when you cancel your trip before it starts.

Getting a customised travel insurance is best for Canada. You need to select a plan which is customised as per your travel needs and plan.

Yes, most plans include medical coverage for illness, injury, and hospitalization, which is crucial due to expensive healthcare in Canada.

Yes, you can easily buy travel insurance for Canada online in just a few steps.

For a Canada Super Visa, applicants must have medical insurance coverage of at least CAD 100,000. The insurance policy must be valid for a minimum of one year from the date of entry into Canada and should cover healthcare, hospitalisation, and repatriation. 

No, travel insurance is not compulsory for a standard Canada visitor visa. However, it is recommended to buy a comprehensive travel insurance plan to cover medical emergencies, trip cancellations, baggage loss, and other unforeseen travel-related issues during your stay.

Yes, ACKO’s travel insurance for Canada provides coverage for adventure sports-related injuries, provided the activity is covered under the policy terms and conditions. It is advisable to review the policy wording to understand which adventure activities are included and any applicable limits or exclusions.

Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.

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Written by

Shreya Sahu

Content Editor

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Reviewed by

Chirag Mahajan

Associate Director - Retail Travel Insurance