Travel Insurance For Vietnam

Travel Coverage

Your ACKO travel insurance Vietnam will provide compensation in the following travel-related circumstances.

Flight Delay or Cancellation Compensation: Provides compensation if your flight is delayed or cancelled for reasons covered under the policy.
Payout:  Flight delay (6+ hours): USD 75. Trip cancellation: Reimbursement up to USD 750.

Trip Rescheduling Compensation: Covers additional costs incurred due to rescheduling your flight or trip for covered reasons.
Payout: Reimbursement of rescheduling charges up to USD 750.

Extended Stay Due to Injury or Illness: Covers additional accommodation and related expenses if your stay is extended due to injury, illness, or hospitalisation.
Payout: Reimbursement of reasonable additional expenses, subject to the legal liability cover limit of USD 50,000.

Return of Minor Child Due to Hospitalisation: If the insured person is hospitalised during the trip, ACKO covers the cost of transporting the accompanying minor child back to their city of residence.
Payout: Reimbursement of travel expenses up to USD 5,000.

Compassionate Visit by a Family Member: In case of the insured person’s hospitalisation, ACKO covers the travel expenses of one immediate family member visiting the insured.
Payout: Reimbursement of travel expenses up to USD 5,000.

Transportation Costs Due to Medical Emergency or Death: Covers monetary loss related to emergency transportation during medical treatment or in the event of death while on the trip.
Payout: Emergency evacuation and repatriation costs covered up to USD 100,000.

Medical Coverage

Your ACKO travel insurance provides coverage for the medical issues listed below:

Accidental Injury Requiring Hospitalisation or Daycare: Covers medical expenses arising from accidental injuries during the travel period.

Payout: Medical expenses covered up to USD 100,000.

Medical Emergency Requiring Hospitalisation or Daycare: Covers treatment costs for sudden illnesses or emergencies that require hospitalisation or daycare.

Payout: Medical expenses covered up to USD 100,000.

Hospital Daily Allowance: If the insured person is hospitalised due to an injury resulting from an accident that occurs during the travel period, ACKO pays a daily allowance for each continuous and completed 24-hour period of hospitalisation.

 Payout: USD 75 per day, payable for up to 10 days.

Physiotherapy Expenses: If the insured person suffers an injury due to an accident during the travel period and the injury solely and directly requires physiotherapy, ACKO reimburses the physiotherapy treatment costs.

Payout: Reimbursement of physiotherapy expenses up to USD 250,000, as specified in the policy schedule.

OPD Medical Expenses: Covers outpatient treatment expenses due to illness or injury during the trip.

Payout: Reimbursement of OPD expenses within the overall medical cover limit of USD 100,000.

Adventure Sports–Related Injuries: Covers hospitalisation expenses arising from injuries during covered adventure sports activities (if applicable).

Payout: Medical expenses covered within the medical cover limit of USD 100,000.

Permanent Total or Partial Disability Due to Accident: Provides financial compensation if an accident during travel results in permanent disability.

Payout: Lump sum compensation up to USD 20,000, based on the extent of disability.

Accidental Death During Travel: Provides financial support to the nominee in case of accidental death during the travel period.

Payout: Lump sum payout of USD 20,000.

Transportation of Mortal Remains: Covers expenses for transporting the insured person’s remains in case of death due to injury or illness during travel.

Payout: Reimbursement of transportation costs up to USD 250,000.

COVID-19 Quarantine Leading to Flight Cancellation: Covers losses arising from flight cancellations due to mandatory COVID-19 quarantine.

Payout: We will cover your flight ticket expense up to USD 1000.

Baggage & Other Coverages

Our policy will offer you financial coverage in the situations listed below:

Checked-in Baggage Delay or Misplacement: We will cover your expenses for essential items in case your checked-in baggage is delayed or temporarily misplaced.
Payout: Reimbursement up to USD 200.
Partial or Total Loss of Checked-in Baggage: ACKO also covers your financial loss if your checked-in baggage is partially or completely lost by the airline.
Payout: For total loss: Up to USD 500, and for partial damage: Up to USD 50.
Damage of Checked-in Baggage: We will compensate you if your checked-in baggage is damaged during the travel period, and the airline acknowledges the damage.
Payout: Fixed compensation of USD 50.
Delay of Sports Equipment: We will provide compensation if your accompanying checked-in sports equipment is delayed by the airline beyond the specified number of hours during your trip.
Payout: Fixed compensation as per the policy schedule, which is payable once the delay exceeds the defined time threshold.
Loss of Passport: We will cover unrecoverable expenses incurred due to the loss of your passport while travelling.
Payout: Reimbursement of expenses up to USD 500.
Home Cover (Theft During Travel): We will cover your financial loss if a theft occurs at your home while you are travelling, subject to policy terms and conditions.
Payout: Reimbursement of the actual loss amount up to USD 100,000.

Add Ons

You can choose to add these to your policies to claim benefits of the situations mentioned below:

Adventure Sports Injury: We will cover medical treatment and hospitalisation expenses if you sustain an injury while participating in covered adventure sports during your trip, provided you have opted for this add-on.
Payout: Medical and hospitalisation expenses covered up to USD 100,000, within the overall medical sum insured.
Booking Denial: When your boarding is denied on a confirmed flight or hotel check-in despite having a valid booking, we will cover the additional expenses incurred to rebook your travel or accommodation, provided the rebooking is for the same city and dates.
Payout: Reimbursement of re-booking expenses up to USD 500.

1. Cu Chi Tunnels
2. Old Quarter
3. War Remnants Museum
4. Hoi An Ancient Town
5. Halong Bay
6. VinWonders Nha Trang
7. The Marble Mountains
8. Ba Na Hills SunWorld
9. Hoa Lo Prison
10. Hue Imperial City (The Citadel)
11. An Bang Beach
12. Temple of Literature & National University